T
ype of Motor Insuarance :
1.Third-Party Liability Insurance :
Mandatory as per the Motor Vehicles Act.
Covers injury/death of third parties and damage to their
property.
2. Own Damage Insurance :
Covers damages to your vehicle due to accidents, fire, or
natural calamities.
Ideal for vehicles with an existing third-party policy
Inclusions
- Accidental Damage
- Theft Coverage
- Fire & Explosion Damage
- Natural Calamities
- Third-Party Liability
- Personal Accident
Cover
- Towing Assistance
Exclusions
- Wear & Tear
- Driving Without a License
- Illegal Activities
- Liquor, Drugs
- Consequential Damage
- Any Non-Accidentel Calim
- War & Nuclear Risks
Add-On Covers for Enhanced Protection
- Zero Depreciation Cover : Full claim amount without depreciation deduction.
- Engine Protection Cover : overs engine damage due to water ingress or oil leaks.
- Consumables Cover : Covers expenses on nuts, bolts, lubricants, and other consumables
- Roadside Assistance Cover : Get help with towing, fuel delivery, and minor repairs
- Return to Invoice Cover : Get the invoice price of your vehicle in case of total loss
- Key Replacement Cover : Covers the cost of replacing lost or stolen keys
- Personal Accident Cover for Passengers : Ensures financial protection for passengers in case of injury
- Tyre Protection Cover : Covers damages to tyres due
to accidental punctures or bursts
- Loss of Personal Belongings Cover : Covers loss of
valuable items inside the insured vehicle
- Legal Liability Cover : Provides legal expense
coverage for accidents involving your vehicle
